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   <news:title>The Market Made Two Contradictory Bets Today. Gold Tells You Which One It Believes.</news:title>
   <news:publication_date>2026-04-17T20:16:41Z</news:publication_date>
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  <loc>https://hdq.ca/2026/04/17/market-oil-hormuz-tsx-weekly-gain-april-17-2026oil-is-falling-this-morning-on-irans-hormuz-declaration-while-equity-markets-point-to-a-fourth-straight-weekly-gain-wells-fargo-flagged-this-week-that-en/</loc>
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   <news:title>Oil Falls on Hormuz News, Equities Head for a Fourth Weekly Gain -- but the Trade Is Getting Crowded</news:title>
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  <lastmod>2026-04-17T14:25:04Z</lastmod>
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   <news:title>Iran Declares the Strait Open. Read the Fine Print Before Believing It.</news:title>
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   <news:title>The Bank of Canada Holds at 2.25% -- and April 29 Is Almost Certainly a Hold Too</news:title>
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  <lastmod>2026-04-17T14:08:57Z</lastmod>
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   <news:title>The Volatile Spring Created a Tax-Loss Harvesting Window. It&amp;#039;s Still Open.</news:title>
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  <lastmod>2026-04-17T14:06:45Z</lastmod>
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   <news:title>Why the Iran War Didn&amp;#039;t Trigger the Panic Selling Playbook -- and What That Means for Your Clients</news:title>
   <news:publication_date>2026-04-17T14:06:44Z</news:publication_date>
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  <loc>https://hdq.ca/2026/04/16/hdq-thread-2026-04-16/</loc>
  <lastmod>2026-04-17T14:16:34Z</lastmod>
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   <news:title>The Iran Trade Just Quietly Became a Three-Axis Problem, and Today&amp;#039;s Fade From Record Highs Is the First Sign Markets Noticed</news:title>
   <news:publication_date>2026-04-16T20:23:50Z</news:publication_date>
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   <news:title>Brent at $95, WTI at $92, and a Spread That Explains Why Canadian Energy Stocks Are Not All Equal</news:title>
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   <news:title>The Ceasefire Extension Nobody Can Fully Deliver: What the Hormuz Mine Problem Means for Markets</news:title>
   <news:publication_date>2026-04-16T14:03:18Z</news:publication_date>
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  <lastmod>2026-04-16T14:00:59Z</lastmod>
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   <news:title>The Bank of Canada&amp;#039;s Impossible April: Inflation Is Rising and Growth Is Stalling at the Same Time</news:title>
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  <lastmod>2026-04-16T13:58:45Z</lastmod>
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   <news:title>April 30 Is Two Weeks Away: Energy Gains, Capital Gains, and a Filing Deadline That Cannot Move</news:title>
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  <lastmod>2026-04-16T13:55:34Z</lastmod>
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   <news:title>The Seventh Week: Why Prolonged Crises Test Investors More Than the First Shock Did</news:title>
   <news:publication_date>2026-04-16T13:55:32Z</news:publication_date>
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  <loc>https://hdq.ca/2026/04/15/hdq-thread-2026-04-15/</loc>
  <lastmod>2026-04-16T14:07:31Z</lastmod>
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    <news:language>en</news:language>
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   <news:title>April 21 Just Doubled. The Market Already Voted on Both Outcomes.</news:title>
   <news:publication_date>2026-04-15T20:35:07Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <loc>https://hdq.ca/2026/04/15/bank-earnings-asml-market-high-april-15-2026/</loc>
  <lastmod>2026-04-15T14:03:38Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>HDQ</news:name>
    <news:language>en</news:language>
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   <news:title>Bank Earnings, ASML, and a Market Within 1% of Its All-Time High: What Today&amp;#039;s Numbers Actually Say</news:title>
   <news:publication_date>2026-04-15T14:03:37Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <loc>https://hdq.ca/2026/04/15/iran-ceasefire-april-21-deadline-canadian-portfolios/</loc>
  <lastmod>2026-04-15T14:01:25Z</lastmod>
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    <news:name>HDQ</news:name>
    <news:language>en</news:language>
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   <news:title>Six Days to the Deadline: What Happens to Canadian Portfolios If the Iran Ceasefire Collapses on April 21</news:title>
   <news:publication_date>2026-04-15T14:01:23Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <loc>https://hdq.ca/2026/04/15/bank-of-canada-april-29-decision-iran-tariffs-2026/</loc>
  <lastmod>2026-04-15T13:58:42Z</lastmod>
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   <news:title>The Bank of Canada&amp;#039;s April 29 Problem: Two Weeks to Resolve an Impossible Equation</news:title>
   <news:publication_date>2026-04-15T13:58:40Z</news:publication_date>
   <news:genres>Blog</news:genres>
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 <url>
  <loc>https://hdq.ca/2026/04/15/tax-day-volatility-rrsp-tfsa-april-2026/</loc>
  <lastmod>2026-04-15T13:56:36Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>HDQ</news:name>
    <news:language>en</news:language>
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   <news:title>Tax Day and the Volatility Window: What the Iran War Rally Means for RRSP, TFSA, and Taxable Account Decisions Right Now</news:title>
   <news:publication_date>2026-04-15T13:56:35Z</news:publication_date>
   <news:genres>Blog</news:genres>
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 <url>
  <loc>https://hdq.ca/2026/04/15/peace-trade-panic-trap-april-2026/</loc>
  <lastmod>2026-04-15T13:54:45Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>HDQ</news:name>
    <news:language>en</news:language>
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   <news:title>The Peace Trade and the Panic Trap: Why Today&amp;#039;s Optimism Is the Riskiest Time to Make a Portfolio Move</news:title>
   <news:publication_date>2026-04-15T13:54:43Z</news:publication_date>
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