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   <news:title>Records at $100 Oil: What the S&amp;amp;P 500&amp;#039;s New High Actually Tells Canadian Investors</news:title>
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  <loc>https://hdq.ca/2026/04/23/iran-ceasefire-ships-seized-hormuz-strait-april-23-2026/</loc>
  <lastmod>2026-04-23T15:35:44Z</lastmod>
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   <news:title>The Ceasefire That Isn&amp;#039;t: Iran Seizes Ships, Trump Orders Minesweeping, and the Strait Stays Closed</news:title>
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  <lastmod>2026-04-23T15:32:58Z</lastmod>
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   <news:title>The BoC&amp;#039;s April 29 Dilemma: Hold Rates While Inflation Rises and Growth Stalls</news:title>
   <news:publication_date>2026-04-23T15:32:56Z</news:publication_date>
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  <lastmod>2026-04-23T15:47:41Z</lastmod>
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   <news:title>Inflation Is Back at 2.4%: What It Means for TFSA and RRSP Positioning Right Now</news:title>
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  <lastmod>2026-04-23T15:45:43Z</lastmod>
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   <news:title>The Ceasefire Whipsaw: Why Relief Rallies Make the Next Selloff Worse</news:title>
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  <lastmod>2026-04-23T15:38:38Z</lastmod>
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   <news:title>The Availability Cascade Just Inverted: Markets Rallied Into Ship Seizures Today and Nobody Noticed the Signal Change</news:title>
   <news:publication_date>2026-04-22T20:11:34Z</news:publication_date>
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  <loc>https://hdq.ca/2026/04/22/tsx-551-points-sector-breakdown-april-22-2026/</loc>
  <lastmod>2026-04-22T14:32:14Z</lastmod>
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   <news:title>TSX Down 551 Points: What the Sector Breakdown Tells You That the Headline Number Does Not</news:title>
   <news:publication_date>2026-04-22T14:32:13Z</news:publication_date>
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  <lastmod>2026-04-22T14:29:38Z</lastmod>
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   <news:title>The Strait Is Closed Again: Why the Third Hormuz Cycle Is the Most Dangerous for Canadian Portfolios</news:title>
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  <lastmod>2026-04-22T14:26:53Z</lastmod>
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   <news:title>March CPI at 2.4%: The Energy Shock Has Arrived in the Data. The Question Now Is Whether It Spreads.</news:title>
   <news:publication_date>2026-04-22T14:26:52Z</news:publication_date>
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  <lastmod>2026-04-22T14:24:37Z</lastmod>
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   <news:title>The Fuel Excise Suspension Is Live: What It Means for Client Cash Flow and the April CPI Read</news:title>
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   <news:title>The Hormuz Whipsaw: Why Investors Keep Selling the Rally and Buying the Fear</news:title>
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  <lastmod>2026-04-22T14:32:24Z</lastmod>
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   <news:title>The Morning Said Ceasefire Optimism Was Driving Markets. The Afternoon Proved the Market Was Already Pricing Something Worse.</news:title>
   <news:publication_date>2026-04-21T20:09:04Z</news:publication_date>
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  <loc>https://hdq.ca/2026/04/21/oil-warsh-tsx-markets-april-21-2026/</loc>
  <lastmod>2026-04-21T14:44:39Z</lastmod>
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   <news:title>Oil Near $95, Warsh on the Hill, and a TSX Caught Between Two Outcomes</news:title>
   <news:publication_date>2026-04-21T14:10:28Z</news:publication_date>
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  <loc>https://hdq.ca/2026/04/21/iran-ceasefire-expiry-april-22-portfolio-implications-2026/</loc>
  <lastmod>2026-04-21T14:44:11Z</lastmod>
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    <news:name>HDQ</news:name>
    <news:language>en</news:language>
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   <news:title>Ceasefire Expires Tomorrow: What Happens If the Iran War Restarts</news:title>
   <news:publication_date>2026-04-21T14:07:49Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <loc>https://hdq.ca/2026/04/21/bank-of-canada-april-29-stagflation-dilemma-2026/</loc>
  <lastmod>2026-04-21T14:42:09Z</lastmod>
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    <news:name>HDQ</news:name>
    <news:language>en</news:language>
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   <news:title>The Bank of Canada&amp;#039;s Impossible April: Growth Slowing, Inflation Rising, Decision Due April 29</news:title>
   <news:publication_date>2026-04-21T14:05:25Z</news:publication_date>
   <news:genres>Blog</news:genres>
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  <loc>https://hdq.ca/2026/04/21/canada-fuel-excise-tax-suspension-planning-april-2026/</loc>
  <lastmod>2026-04-21T14:38:26Z</lastmod>
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    <news:name>HDQ</news:name>
    <news:language>en</news:language>
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   <news:title>Canada&amp;#039;s Fuel Excise Tax Suspension: What It Means for Clients, Businesses, and Planning</news:title>
   <news:publication_date>2026-04-21T14:03:06Z</news:publication_date>
   <news:genres>Blog</news:genres>
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 <url>
  <loc>https://hdq.ca/2026/04/21/ceasefire-rally-trap-investor-signal-april-2026/</loc>
  <lastmod>2026-04-21T14:36:22Z</lastmod>
  <news:news>
   <news:publication>
    <news:name>HDQ</news:name>
    <news:language>en</news:language>
   </news:publication>
   <news:title>The Ceasefire Rally Trap: Why Investors Keep Buying the Wrong Signal</news:title>
   <news:publication_date>2026-04-21T14:01:02Z</news:publication_date>
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