The last 2026 trade date is December 30, the superficial loss rule can erase a loss repurchased inside a TFSA or RRSP, and the bracket sets what a harvested loss is worth.

The index closed September 30 at the low of the day, its lowest close since July 31. Gold futures fell 6.6% as the US 10-year yield rose 51 basis points, and First Quantum closed 15% lower on Panama news.

Estimates of oil moving through the strait range from 3.7 to 16.4 million barrels a day. Iran offered a seven-day reopening, Washington rejected the sequencing, and Brent moved less than 3% on either headline.

Headline CPI reached the ceiling of the 1% to 3% control range in August on gasoline, while core measures sit near 2% and July GDP was flat. September CPI on October 19 frames the decision.

The prescribed rate stays at 3% from October 1 to December 31, half its early 2024 peak. The rate on a spousal or family trust loan is fixed on the day the loan is made, and the interest is due by January 30.

The TSX Composite closed September 2.85% below its August 31 level and 1.09% above its June 30 level, the ninth straight quarterly gain. Behavioural research explains why the shorter window tends to win the emotional argument.

Qatar is carrying an amended proposal, President Trump expects a deal only after the November midterms, and Brent settled at $102.59 after a 13% September gain.

Construction and utilities offset manufacturing and retail in July, August is tracking a 0.2% gain, and three bank economics teams read the Bank of Canada risk differently.

A family loan made by December 31 locks in 3% for life, the Government of Canada 10-year yield is near 4%, and the January 30 interest deadline falls on a Saturday.

The S&P/TSX Composite lost 0.87% on a gold selloff while U.S. yields hit levels last seen in 2007, and the Federal Reserve decision on October 28 now carries most of the weight.

WTI closed lower on the day Washington turned down Tehran, because Middle East exports are at a wartime high and talks resume this week, which keeps Canadian energy names supported but not unconditionally.

TSX Composite closed Friday at 35,800.89, up 94 points, even as the US 10-year Treasury yield hit 5.18 percent, its highest since the financial crisis, and Canadian yields touched a 34-month high before easing.

A 50 percent US tariff on Canadian goods took effect the same month Brent crude spiked above $108 on Strait of Hormuz attacks, and the two shocks are pulling the same index in opposite directions.

Headline CPI held at 3.0 percent in August for a second straight month, but the measures the Bank of Canada actually watches tell a calmer story, and that gap explains a seventh consecutive rate hold.

CPI data the CRA has already published makes the 2027 TFSA contribution limit mathematically certain at $7,500, a number advisors can build into client conversations months before the formal announcement.

University of Michigan sentiment fell to a four-month low in September while the TSX Composite gained 19 percent over the same year, a divergence behavioural finance traces to which information stays most vivid in memory.