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Vol. 1  ·  No. 689
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121articles
May 7, 2026first coverage
Oct 5, 2026most recent
Daily Thread (29)Economy (41)Market (15)Behavioural (2)Tax & Wealth (26)Month at a Glance (3)Weekend Edition (5)
Market
The TSX Slipped Another 0.16% as Cenovus Fell 3.6% on Its Athabasca Deal, Leaving the Index 4.1% Below Its August High
Rising bond yields and a deal-driven drop in Canada's largest oil sands name pushed the S&P/TSX Composite to 35,445.54 on ordinary volume.
Oct 5, 2026 6 min
Economy
The 2-Year Yield Sits 101 Basis Points Above the Bank of Canada Policy Rate, and October 28 Is Now a Live Meeting
The Government of Canada 2-year yield closed near 3.26% on October 1 against a 2.25% policy rate held for seven straight decisions, and traders priced an October hike near a coin flip in mid-September.
Oct 2, 2026 5 min
Tax & Wealth
Five-Year GICs Pay Up to 85 Basis Points Over Government Bonds, and the Account Decides What Is Kept
The 12 best 5-year GIC rates sit between 4.17% and 4.45% against a Government of Canada 5-year yield of 3.60%, and the same rise in yields has opened a year-end loss-selling window.
Oct 2, 2026 5 min
Economy
The Bond Market Already Moved Before the Bank of Canada Has To
The Government of Canada five-year yield has climbed nearly half a point since late August. August CPI shows why the Bank of Canada cannot simply celebrate a flat headline number.
Sep 21, 2026 6 min
Tax & Wealth
The Prescribed Rate Has Not Moved in Six Quarters. The Bond Market Suggests That Is About to Change
RRSP room jumped to $33,810 for 2026, but the more time-sensitive number is the CRA prescribed rate, still at 3 percent while the yields that set it keep climbing.
Sep 21, 2026 6 min
Weekend Edition
The Week the Bank of Canada's Own Rate Stopped Setting Canadian Borrowing Costs
The Fed raised its policy rate for the first time since 2023 while the Bank of Canada held and floated cuts, yet Canadian bond yields kept climbing regardless of which way the Bank leans.
Sep 19, 2026 8 min
Market
Wall Street Rallied After the Fed Hike. The TSX Followed, But Lagged the Nasdaq by More Than Half a Point.
All four major North American indices closed higher Thursday as Treasury yields retreated from a 19 year high, but the size of the move split cleanly along a line that matters for Canadian portfolios.
Sep 18, 2026 5 min
Economy
The Fed Just Undid Nine Months of BoC Rate-Gap Narrowing
The gap between the Federal Reserve and the Bank of Canada compressed to 150 basis points by December, and the September hike pushed it straight back to 175.
Sep 17, 2026 6 min
Tax & Wealth
Why This Quarter Is the Window to Lock the 3% Prescribed Rate
The CRA holds its prescribed rate at 3% for a sixth straight quarter, but a Federal Reserve hike expected today and a rising Government of Canada five-year yield point toward a higher reset in the new year.
Sep 16, 2026 6 min
Tax & Wealth
The Bond Market Just Handed 2026 Mortgage Renewals a Harder Number
The five-year Government of Canada yield has climbed 21 basis points off its August low to a five-week high, and the CPI print due this morning could push it further.
Sep 14, 2026 6 min
Economy
The BoC and the Fed Have Stopped Moving Together, and Oil Is the Reason Why
The Bank of Canada held at 2.25 per cent on September 2 while U.S. futures markets now price roughly seventy per cent odds the Federal Reserve hikes on September 16. Twelve months ago the two banks were cutting in lockstep.
Sep 11, 2026 6 min
Economy
The Bank of Canada Is Set to Hold for a Seventh Straight Meeting, and Neither Side of Its Mandate Agrees It Should
July CPI came in at 3.0%, above target and rising, while an escalating trade war argues for cuts. Wednesday's decision resolves nothing; it just picks which risk the Bank tolerates longer.
Sep 1, 2026 7 min
Economy
July's Inflation Number Points to a Hold. The Bond Market Might Not Cooperate
Core inflation has been flat for three months. The 30-year Treasury yield hitting its highest level since 2007 is the number that actually moves Canadian mortgage rates.
Aug 18, 2026 6 min
Weekend Edition
The TSX and Gold Both Set Records This Week. That Should Not Happen Together.
A blowout jobs report pushed Canadian equities to a fresh high. A widening Iran conflict pushed oil and gold to their own. Friday's US retail sales miss cracked one of those stories without touching the other.
Aug 15, 2026 7 min
Tax & Wealth
The 2026 Mortgage Renewal Wall Just Got a Higher Price Tag
The five year Government of Canada bond yield has climbed to a multi week high even as the Bank of Canada holds steady. For advisors, that gap is the actual client conversation this renewal season.
Aug 13, 2026 6 min
Tax & Wealth
The Prescribed Rate Has Sat at 3% for Five Quarters. The September Auctions Could End That.
Government of Canada bond yields just touched a 26-month high, and short-term Treasury bill yields tend to follow. The window to lock a prescribed rate loan at 3% narrows as the Q4 rate-setting auctions approach.
Aug 12, 2026 6 min
Showing 1–16 of 121 articles
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