A blowout US payrolls print reverses a week of rate-cut optimism that had pushed gold toward $4,700 an ounce, and the swing reaches Canadian portfolios directly through TSX-listed precious metals miners.

CRA's Q4 2026 announcement confirms three per cent for a sixth consecutive quarter, and any income-splitting loan set up before the rate changes locks in that rate for the life of the loan regardless of what CRA announces next.

A three-session slide gave way to a sharp bounce as the same war headlines that triggered the selling also powered the snapback, and loss aversion research explains why so many investors read the sequence backwards.

Materials stocks led a rebound Wednesday even as the Iran conflict widened, and the index remains within striking distance of the record it set three weeks ago.

China alone is now taking more than 200,000 barrels a day of Canadian crude as Gulf supply risk mounts, and Trans Mountain has nowhere left to put the rest of the demand it is attracting.

Inflation has risen in three of the last four months while the policy rate has not moved since October, narrowing the gap between where rates sit and where the Bank's own target requires them to be.

The CRA prescribed rate holds steady into Q4, but for business owner clients hit by the September 8 counter-tariffs, borrowing at 3% is not the planning question that matters most right now.

Canadian Natural Resources, Suncor and Cenovus climbed roughly 2% apiece as Brent extended its August rally, while Royal Bank, TD and the gold miners gave back ground on rising bond yields.

Governor Macklem has attached explicit oil-price conditionality to the next rate move, while markets are pricing almost none of it.

Margin compression from the new tariff schedule can depress private company valuations just long enough to make an estate freeze, and the prescribed rate loan that often funds it, worth revisiting before September 8.

Barber and Odean’s research on attention-driven buying explains why gold’s surge past $4,650 and retreat below $4,370 is landing hardest on investors who bought the headline, not the asset.

Oil-linked strength wasn't enough to save Monday's session, and futures point to more pressure Tuesday as the Strait of Hormuz conflict resumes and US rate-hike odds climb.

The family-loan rate has been flat since Q3 2025, but the corporate pertinent-loan rate has kept climbing, a gap advisors structuring income-splitting loans need to see.

New retirement research shows younger investors abandon markets at the highest rate, just as a fresh Hormuz escalation tests every portfolio's nerve.

Friday's close at 36,553.92 marked a third straight down session from the August 25 record. Monday's session opens with oil up more than 3% on the weekend's Iran-US exchange, a direct reversal of what pulled energy names lower Friday.

A hold at 2.25% is the consensus call for September 2. The weekend's US-Iran exchange revives the same energy-price mechanism that pushed headline inflation to a war-era peak in May.